How much car insurance do I need in Texas?
There is only so much we can control when we are on the road. Even if you are the safest driver you can possibly be, there is always something or someone else that isn’t going to play by the rules. In order to protect yourself and your assets, you will need to have an active insurance policy to legally drive a vehicle in the states of Texas. If you’re wondering, ‘How much car insurance do I need in Texas,’ the team at Classic Kia Carrollton put together this handy guide to answer some basic questions. If you need more in-depth answers, speak with a licensed insurance agent. However, to obtain any information you need about a new vehicle, make an appointment with a Classic Kia Carrollton product expert today.
Minimum insurance coverages for Texas drivers
Everyone who owns a private vehicle in Texas needs to carry a minimum level of insurance coverage. The States of Texas requires drivers to have at least $30,000 in protection for bodily injury liability per individual, $60,000 per accident and $25,000 for property damage liability.
How much does car insurance cost?
Be a safer driver – Staying out of trouble will certainly go a long way toward keeping the cost of insurance down. In fact, the longer you go without getting a ticket or filing an insurance claim could mean additional discounts down the road. Some companies use devices to track your driving habits that can directly lead to price breaks on your coverage.
It pays to be a team player – If you are a member of a professional organization, labor union or hobby club, you could be eligible for certain price breaks. A regular review of your coverages and policies with your licensed insurance agent will uncover these discounts.
Don’t hesitate to ask a Classic Kia Carrollton representative any questions you have about owning or maintaining any of your vehicles. We’re always here to help.