Classic KIA of Carrollton Finance Center
Financing with Classic Kia
We receive a significant number of customers who visit our dealership, Classic Kia of Carrollton, in search of new Kia cars, hatchbacks, or SUVs. Despite the affordability of our new Kia models, it is rare for customers to make full payment when purchasing their new Kia vehicle.
However, this is a common occurrence within the automotive industry, which emphasizes the importance of having a capable and supportive financing department. Fortunately, our dealership is equipped with our own in-house Finance Department, comprising qualified professionals who are ready to assist you.
If you are interested in acquiring a new Kia but require automotive financing or a loan to facilitate your purchase, we strongly encourage you to reach out to our dedicated Finance Department staff promptly.
Should You Lease Your New Classic Kia Carrollton Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
Classic Kia Carrollton can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Pre-Owned or New Kia Car Financing in Carrollton
During any point in your shopping process, the discussion of Kia financing is an important one to have, which is why our team at Classic Kia Carrollton knows to be available for all your questions. Discussing the option to lease or buy, how much to put as a down payment, and more are often the last thing on the mind of Frisco TX, Irving TX, Fort Worth TX and Arlington TX drivers, but we make it easier for you.
Loan or Lease - Which is Right for You?
Whether you should finance, or lease depends on a few factors. A lease carries a lower monthly payment and is under warranty for the duration of the term. And, at the end of the term, you can upgrade to a new model; so, it's a great option if you like always having access to the latest automotive technologies and features. However, it's important to consider that a lease has mileage limits. And, because you won't own the car, you aren't able to make major modifications. With a loan, payments are a little higher, but the car is yours; so, you're paying into equity and can make changes to your heart's content.
Get the Ball Rolling on Financing Your Next Car in Carrollton
When you're ready to drive your next car home, the experts at Classic Kia Carrollton are standing by to help demystify the process. We can answer any questions that you may have, or if you're ready to put us to work for you now, simply fill out our online credit app. That way, we can hit the ground running and you'll be one step closer to owning your next car.