Drive a New Kia with the Foreign Business Professionals Program at Classic KIA Carrollton

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New Kia for International Working Professionals

Classic KIA Carrollton welcomes international professionals working in the U.S. on eligible visas. Our Foreign Business Professionals Program helps qualified visa holders with limited or no U.S. credit history lease or finance a new Kia with confidence. Minimum annual income requirement applies.

 

 

 

 

 

 

Eligibility and Required Documents

Eligible Visas and Key Details

Visa Eligible Job Types / Notes Minimum Annual Income
H-1B Standard skilled worker visa $60,000
H-1B1 Newly added visa category $60,000
L-1 Intracompany transferees $60,000
TN NAFTA/USMCA professionals $60,000
J-1 Only Professor, Research Scholar, Physician, Teacher $60,000
O-1 Individuals with extraordinary ability $60,000

Required Documents to Apply

  • U.S. Social Security Card (front and back copy)
  • U.S. Visa (copy with photos redacted)
  • Letter of Employment showing job title, start/end dates, income, and anticipated length of U.S. employment; include employer contact info
  • Proof of U.S. Residence and Phone Number
  • Signed Foreign Business Professionals Program Addendum (dealer will include in funding package)
  • Agreement to Provide Insurance

Note: Contract term cannot exceed the applicant’s maximum authorized stay per visa or employment documentation.

Program Benefits and Highlights

Why This Program Helps International Professionals

  • No U.S. credit history required — designed for professionals new to U.S. credit systems.
  • Lease or finance options — Tier 4 lease or retail installment credit available for eligible applicants.
  • Early termination protections — if visa terminates, renewal is rejected, employer recalls you, or U.S. employer terminates employment (not for cause), customers may be able to return or sell the vehicle back to KMF under program terms.
  • Any New or Certified Pre-Owned Kia eligible — program applies to new and CPO Kia vehicles (used vehicles not eligible).
  • Welcome kit and customer support — customers receive program materials and KMF support contact information.

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How It Works and Application Steps

Simple Steps to Get Started

  1.   Visit Classic KIA Carrollton and tell our finance team you want to use the Foreign Business Professionals Program.
  2.   Complete the Addendum at contract signing and include required documents in the funding package.
  3.   Select your new Kia — choose any new or CPO Kia model eligible under the program.
  4.   Submit documents: SSN card, visa copy, employment letter, proof of residence, signed addendum.
  5.   KMF review and approval — final credit decision is at KMF’s discretion.
  6.   Drive home — once approved and funded, pick up your new Kia.

 

 

 

 

 

Early Termination Protections Summary

  • Lease customers: May return vehicle with no further contractual liability if qualifying circumstance occurs and required proof and payments are provided within program timelines.
  • Retail customers: May sell vehicle back to KMF at outstanding loan balance if qualifying circumstance occurs and requirements are met.

Frequently Asked Questions

Q: Who qualifies for the program?
A: Professionals residing in the U.S. on eligible visas (H-1B, H-1B1, L-1, TN, J-1 for certain job types, O-1, etc.) with a minimum annual income of $60,000.

Q: Can I use this program if I have no U.S. credit history?
A: Yes. The program is designed for applicants with limited or no U.S. credit history. Established credit must be in good standing if present.

Q: Which Kia models are eligible?
A: Any new or certified pre-owned (CPO) Kia vehicle. Used (non-CPO) vehicles are not eligible.

Q: What happens if my visa is denied or employment ends?
A: If a qualifying circumstance occurs before contract maturity, the program provides options to return or sell the vehicle to KMF under specified conditions. Documentation and timely actions are required.

Q: How long do I have to notify KMF after a qualifying event?
A: Customers must provide written notice and supporting documentation to KMF within 5 business days of receiving notice of the qualifying circumstance and meet payment obligations within 5 business days of demand.

Ready to Drive a New Kia from Classic KIA Carrollton

 

What to Bring to Your Appointment

  • Social Security Card (front/back)
  • Visa copy (photos redacted)
  • Employment letter on company letterhead
  • Proof of residence and phone number
  • Proof of income